Maximiza Home Loan
Product profile
Variable rate or fixed rate loan facility with direct card and direct credit and direct debit facilities.
Loan
$30,000 up to $4,000,000
Purpose
Owner occupied or investment residential property purchases and refinances.
Term
Up to 30 year term
Repayments
Principal and Interest (P&I)
Interest-Only (IO) up to 10 years
Additional loan repayments accepted any time
Repayment Method
Variable interest rate options only can be made via:
Direct debit system from nominated bank account
Direct Salary Credits
Other Income Credits
BPAY Credit
Can be arranged using Internet Banking or Telephone Banking
Repayment Frequency
Weekly, fortnightly, twice monthly or monthly
Day and date can be nominated
Split Facility
You can have up to 4 separate loans under the one facility, each with separate loan statements
Redraw conditions
Variable interest rate options only can be arranged via:
Direct credit to nominated bank account
Internet Banking
Telephone Banking
Direct card access to available funds via ATM and EFTPOS
Optional direct debit
Maximum which can be lent on value of property
100% for loans up to $500,000
95% for loans up to $750,000
90% for loans from $750,001 to $1,000,000
80% for loans from $1,000,001 to $1,500,000
75% for loans from $1,500,001 to $2,000,000
65% LVR for loans from $2,000,001 to $3,000,000
60% LVR for loans from $3,000,001 to $4,000,000
Fees
Account keeping fees - No
Statement fees - No
Unlimited free standard transactions p/m - Yes
Non-standard transaction fees
(6 free non-standard transactions p/m) - Yes
Early repayment fee - Yes
